Workers’ Compensation (WC)
If you suffered an injury on the job, you have the right to medical care and workers’ compensation benefits. In order to be able to acquire these benefits you must immediately report the time, date and circumstance of the injury to your employer. A physician’s report after your time of injury is required to help determine the degree of your injury. Providing your insurer information to your doctor will help your doctor know where to send the results of your physician’s report. If you face a situation in which your employer fails to file a report of your injury, you have the right to file a claim with the Disability Compensation Division.
Worker’s Compensation Benefits
Injured employees are covered under WC and are entitled to wage loss compensation, medical care and other WC benefits. Such benefits include the following:
- Vocational rehabilitation: An employee that is not able to return their original job position may receive career counseling, training and testing for job placement.
- Disfigurement-payments: An employee may be due payments for scars, deformity and pigment discoloration because of surgery or injury.
- Medical benefits: Paid medical treatment, surgical and medical services; hospital supplies are also paid for if provided.
- Death-payments: Such payments are due to the spouse and children of the deceased employee that died in a work-related accident.
- Permanent partial disability benefits: Payments due to an employee that loses the use of a specific function or portion of the body.
- Permanent total disability benefits: Payments due to an employee that could no longer return to work because of the injury.
- Temporary Total Disability (TTD): Wage loss benefits are paid if the employee is unable to return to work for at least three days as a result of the injury.
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